Being prepared temporally is very important as well as being
prepared spiritually. Part of being prepared temporally is financial stability.
Our world has become increasingly okay with debt, especially this generation.
It seems so easy to buy almost anything with accessibly credit cards and online
purchases. It is so easy to get into the habit of buying and buying not even
things we need. The Church has given us strict guidelines and help on how to
stay out of debt. Staying out of debt is so important for me and my family
because I don’t ever want to feel like I can’t support myself and my family
independently. I feel it is so important for us to be financially stable to
have freedom with our callings in the church as well. Living on a budget in my
life has helped me to see the benefits of saving and not overspending. Staying
out of debt has given me a sense of freedom in a lot of ways. I hope my family and
I can always remain debt-free and live a life full of gratitude to Heavenly
Father for blessing us financially. I understand there are specific situations
and circumstances that allow for debt as well.
"We have earthly debts and heavenly debts. Let us be wise in dealing with each of them."- Elder Wirthlin. Earthly Debts, Heavenly Debts. May 2004.
"Remember this: debt is a form of bondage. It is a financial termite. When we make purchases on credit, they give us only an illusion of prosperity. We think we own things, but the reality is, our things own us."-Elder Wirthlin. Earthly Debts, Heavenly Debts. May 2004.
President Ezra Taft Benson said, “Do not leave yourself or your family unprotected against financial storms. … Build up savings.” -Elder Wirthlin. Earthly Debts, Heavenly Debts. May 2004.
President Harold B. Lee taught, “Not only should we teach men to get out of debt but we should teach them likewise to stay out of debt.” -Elder Wirthlin. Earthly Debts, Heavenly Debts. May 2004.
President Gordon B. Hinckley declared: “Many of our people are living on the very edge of their incomes. In fact, some are living on borrowings. …-Elder Wirthlin. Earthly Debts, Heavenly Debts. May 2004.
"Obedience to God’s commandments is the foundation for a happy life. Surely we will be blessed with the gifts of heaven for our obedience. Failure to pay tithing by those who know the principle can lead to heartache in this life and perhaps sorrow in the next."Elder Wirthlin. Earthly Debts, Heavenly Debts. May 2004.
"We can so live that we can call upon the Lord for His protection and guidance. … We cannot expect His help if we are unwilling to keep His commandments." - If Ye are Prepared, Ye Shall Not Fear. Gordon B. Hinckley. October 2005.
"Now, I do not say, and I repeat emphatically that I do not say or infer, that what has happened is the punishment of the Lord. Many good people, including some of our faithful Latter-day Saints, are among those who have suffered. Having said this, I do not hesitate to say that this old world is no stranger to calamities and catastrophes. Those of us who read and believe the scriptures are aware of the warnings of prophets concerning catastrophes that have come to pass and are yet to come to pass."-If Ye are Prepared, Ye Shall Not Fear. Gordon B. Hinckley. October 2005.
"We urge all Latter-day Saints to be prudent in their planning, to be conservative in their living, and to avoid excessive or unnecessary debt. The financial affairs of the Church are being managed in this manner, for we are aware that your tithing and other contributions have not come without sacrifice and are sacred funds."-To Learn, to Do, to Be. President Monson. October 2008.
President Gordon B. Hinckley (1910–2008) taught: “Set your houses in order. If you have paid your debts, if you have a reserve, even though it be small, then should storms howl about your head, you will have shelter for your wives and children and peace in your hearts” (“To the Boys and to the Men,” Liahona, Jan. 1999, 66; October 1998 general conference).
"We can so live that we can call upon the Lord for His protection and guidance. … We cannot expect His help if we are unwilling to keep His commandments." - If Ye are Prepared, Ye Shall Not Fear. Gordon B. Hinckley. October 2005.
"Now, I do not say, and I repeat emphatically that I do not say or infer, that what has happened is the punishment of the Lord. Many good people, including some of our faithful Latter-day Saints, are among those who have suffered. Having said this, I do not hesitate to say that this old world is no stranger to calamities and catastrophes. Those of us who read and believe the scriptures are aware of the warnings of prophets concerning catastrophes that have come to pass and are yet to come to pass."-If Ye are Prepared, Ye Shall Not Fear. Gordon B. Hinckley. October 2005.
"We urge all Latter-day Saints to be prudent in their planning, to be conservative in their living, and to avoid excessive or unnecessary debt. The financial affairs of the Church are being managed in this manner, for we are aware that your tithing and other contributions have not come without sacrifice and are sacred funds."-To Learn, to Do, to Be. President Monson. October 2008.
President Gordon B. Hinckley (1910–2008) taught: “Set your houses in order. If you have paid your debts, if you have a reserve, even though it be small, then should storms howl about your head, you will have shelter for your wives and children and peace in your hearts” (“To the Boys and to the Men,” Liahona, Jan. 1999, 66; October 1998 general conference).
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